Current interest rates
Interest rates
*As at 19 October 2026, subject to change.
Fixed term investment
Term | Under $25,000 | $25,000 & above |
31 days | 2.05% p.a | 2.10% p.a |
3 months | 4.10% p.a | 4.15% p.a |
6 months | 5.00% p.a | 5.05% p.a |
9 months | 4.35% p.a | 4.40% p.a |
12 months | 5.10% p.a | 5.15% p.a |
24 months | 4.95% p.a | 5.00% p.a |
| 36 months | 4.45% p.a | 4.50% p.a |
Foundation Building Fund (minimum balance $3,000; new funds only)
- 6 months: 5.20% p.a
Chaplaincy Fund (minimum balance $3,000)
- 4 months: 4.30% p.a
Christmas Club
- 3.45% p.a
Long Service Leave provision (our churches & entities only)
- 3.25% p.a
Affiliate Saver (our churches & paid staff only)
- 2.20% p.a – base rate
- 2.35% p.a – bonus rate <$50,000 – no withdrawal
- 2.50% p.a – bonus rate ≥$50,000 – no withdrawal
N31
- 2.60% p.a
Condition 11 of Banking Exemption No. 1 of 2026
Churches of Christ in Queensland, Churches of Christ Foundation (the Fund) is not prudentially supervised by the Australian Prudential Regulation Authority. Therefore, an investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959. Investments in the Fund are intended to be a means for investors to support the charitable purposes of the Fund.
Read the Banking Exemption No.1 of 2026